What FeeReady does
FeeReady is a scenario calculator. It estimates how changes to surcharge recovery, card payment costs and provider pricing may affect annual profit and required price adjustments.
Core calculation approach
The calculator starts from business inputs such as revenue, card-sales share, current surcharge recovery, merchant fee rate and gross margin. It estimates current effective payment cost and compares scenarios where surcharge recovery, provider costs or pricing strategy change.
What the output means
- Estimated annual profit impact: a scenario estimate based on your inputs.
- Required average price adjustment: the broad price movement across sales that may offset the modelled impact.
- Current effective payment rate: card fees divided by card sales.
- Potential provider savings: a directional comparison using available demo provider-plan assumptions.
Limitations
FeeReady does not provide legal, tax or financial advice. It does not guarantee provider savings, predict final card network rules or replace advice from accountants, payment providers or lawyers.
Best use
Use FeeReady to prepare for conversations with providers and advisers, compare scenarios and understand whether pricing, payment mix or provider negotiation may be needed.