Australian card surcharge changes 2026

Sources for Australia’s 2026 card surcharge changes

Official RBA and ACCC sources used by FeeReady’s Australian card surcharge transition calculator and guides.

Primary sources

FeeReady’s regulatory wording should be checked against official RBA and ACCC material. This page lists the main source documents used by the site.

ACCC card surcharges guidance

The ACCC page explains current card surcharge rules and references the upcoming 1 October 2026 changes.

Read the ACCC guidance

RBA review page

The RBA review page links to the conclusions paper for merchant card payment costs and surcharging.

Read the RBA review

RBA executive summary

The executive summary gives the high-level findings and decisions from the review.

Read the executive summary

RBA impact and implementation

The impact and implementation page provides key dates and implementation details.

Read impact and implementation

Review policy

Regulatory pages should be reviewed monthly until 1 October 2026, and again when payment networks, acquirers or regulators publish implementation updates.